Would You Trust A Self Driving Car?

Would You Trust A Self Driving Car? With all this excitement and innovation in the field of autonomous vehicles, there is still an atmospheric tension that people can’t seem to shake. Especially when one considers that in order to drive you have to be trained by an expert to have a keen eye, firm [...]

Age is nothing but a number (for motor trade insurance)

It can sometimes seem that the insurance industry has a grudge against young people when it comes to getting their own insurance. Car insurance is the most well known one, with many young people paying four figure sums even for the oldest, slowest cars on the road. Now, with so many of our young people being encouraged into apprenticeships, and jobs where they can learn a trade “on the job”, it’s more common than ever to find under 25s working in the motor trade industry. […]

Convictions don’t affect eligibility for Motor Trade Insurance

We’ve all done things we’re not proud of, whether that’s in our reckless youth or in a more recent moment of madness, and perhaps got some sort of criminal conviction as a result of it. The important thing is that you’ve learned from your mistakes, and you’ve moved on to better things. It may be [...]

Does my motor insurance cover me for winter tyre fitting?

The cold, icy weather is starting to hit the UK as winter sets in, and many business owners will be considering the safety of their fleet vehicles during the coming months. There are lots of ways to make work cars and delivery vans a little bit safer during bad weather, including fitting specialised winter tyres which prevent skids and slides when driving on snow and frozen roads. While this is a sensible action to take, it is not always clear how much this will end up costing you when it comes to insuring those vehicles. Are you covered if you have the cars fitted with winter tyres, or will you be subject to higher premiums as a result of the modification? […]

Motor trade insurance: why do i need it?

If you operate in a trade related to motors then, by law, you need to have motor trade insurance. Your line of business might be tyre-fitting services, the professional valeting of vehicles, car dealerships, or emergency breakdown and recovery services. Without motor trade insurance, you would be breaking the law and could face prosecution and [...]

Do I count as a motor trader?

As the British economy gets back to normal, lots of people are thinking of starting new businesses or changing their career to something more interesting and rewarding. As a result, many car enthusiasts out there are moving into the motor trade, or related businesses, so they can get their motor fix at work, as well as in their free time. […]

Does your postcode affect your insurance?

Whether you're a taxi driver, courier, driving instructor, or motor trader, the law requires you to have insurance. Depending on your experience, past claims, age, sex, and driving history, your insurance premium will vary. However, most people are not aware that your postcode is also accounted for in the insurance process, and can have an [...]

Everything you need to know about the Motor Insurance Database

The Motor Traders Insurance Database, or MID as it is sometimes shortened to, is an online database that contains the information of every car that is insured to be driven on the road in the United Kingdom. As a motor trader, taxi driver, or courier, it is necessary that your vehicles are listed in this [...]

Everything you need to know about motor trading

The number of motor trade businesses has been on the up in the UK for some time, with many people seeing it as a fun, interesting, and profitable venture. However, many new motor trade businesses are set up without the owners knowing too much about the industry. So, let’s answer a few key questions about the motor trade industry, covering everything from what it is to what insurance you will need to comply with the law. […]

The mistake that could leave you with a £271 fine plus a ban from driving

Millions of us often do it without giving it a second thought, but if you’re caught, you could be left with a hefty fine and a ban from driving. The offence? The perhaps seemingly innocent one of loaning your car to a friend. If that person doesn’t have the right insurance to drive the car, you as the owner may be convicted of an IN 12 offence, or one that means you have colluded in the procuring of a vehicle “uninsured against third party risks.” […]