HGV Insurance

Compare multiple deals on HGV Lorry Insurance!

  • – Introductory Discounts Up To 57%
  • – Flexible Payment Plans by Direct Debit
  • – Optional Breakdown & Personal Cover
  • – Work with a broker that is on your side
  • – Instant Cover Option

Apply now and save today!

Compare HGV insurance

  • 1 form searches a large panel of brokers!
  • Flexible payment plans available
  • Cover for all types of HGV
  • Our Brokers Can Quote Within minutes!
Brand New Quote

Compare HGV Insurance

Looking for competitive Lorry or HGV Insurance to cover your vehicle?

We work with some of the most competitively priced HGV lorry Insurance brokers in the market. The brokers we work with have carefully chosen lorry cover that can protect all areas of use without costing too much.

Our HGV Insurance Brokers Can Help You With
– Up To 57% Off
– 1 form searches a large panel of brokers!
– Flexible payment plans available.
– Cover for all types of haulier.
– All Drivers and Trucks Welcome!
– Cover for HGV’s from 7.5 to 44 tonnes available
– All Lorries from Tippers to Low Loaders
– Employer and Public Liability Cover
– Breakdown Assistance Available

Quote Now
Call On
0203 876 5046

(mon - fri 9am - 5.30pm)
Call Me Back
hgv insurance

What is a HGV Insurance policy?

A HGV Cover is designed to cover those who work with lorries or within the haulage industry in general. The policy generally has multiple sections to it. The polices often offered are for hauliers with 1 to 15 lorries ranging from all types and sizes.

What do our HGV Insurance Brokers offer?

• Policy discounts
• Flexible payment plans – subject to insurer
• Combined policies
• Immediate cover available
• Breakdown cover in the UK and Europe
• Attached or Detached trailers can be included
• Costs of defending an action under the Corporate Manslaughter and Corporate Homicide Act 2007 may be included

What is included with my Lorry Insurance?

Lorry insurance policies have multiple sections helping better cover your business through a better break down of policy sections. HGV Insurance is complex so it is crucial it’s done correct.

Your HGV Insurance sections include:

• hgv fleet insurance
• commercial hgv
• goods in transit
• employers and public liability cover
• personal accident and sickness cover

Frequently Asked Questions

What sections should I buy?
This is completely up to you. Some sections of cover, such as hgv insurance and employers liability insurance are required by law. Other sections are optional, it comes down to your business needs and personal attitude to risk. The Lorry Insurance broker will be able to help you through the decision making process.

I have a lorry heavier than 44T. Can you still insure me?
Yes, regardless of how heavy your lorry is, we will be able to find you a hgv broker that covers that and more.

Can you cover hazardous materials and locations?
This is a tricky one as it depends on how hazardous the product or location is. Hauling cleaning chemicals would be fine to cover but hauling nuclear waste is extremely different yet both are classed as hazardous. Our brokers can cover 90% of hauliers.

Do I need employers liability insurance?
Yes. Employers liability cover was made mandatory in the UK by the Employer’s Liability Compulsory Insurance Act 1969.

I’m starting a new haulage company – will I be able to get a cheap hgv insurance quote?
Yes. Although your quote won’t be as cheap as someone who has been driving for 10 years with a claim free record, with the right circumstances (such as employing reliable safe drivers) our brokers will be able to offer you a competitive premium.

Do you offer discounts for the use of Forward Facing Cameras and trackers?
This depends on your insurer but typically yes. Installing risk management tools such as cameras and trackers can have a positive impact on a drivers driving style. It also helps monitor a vehicle and where it goes as well as quickly and efficiently solve incidents should they occur.

Why use Riscx?

The brokers we use have years of insuring HGV drivers and haulage firms. They constantly work to bring down the cost of your HGV premium by negotiating with their extensive board of insurers.