For those wanting to learn how to drive, guidance and advice can be found pretty much everywhere. Whether you’re walking around a bookshop or supermarket, copies of the Highway Code and practice CDs are never too far from sight. The same can be said for obtaining insurance for those who are taking lessons or have recently passed their test. Car insurance providers stumble over one another to provide the best rate to new drivers and learners, creating a wealth of choice.
However, when it comes to those who actually teach the learners, the advice on offer can often seem far more limited. Which is why we’ve put together a few hints and tips for ways driving instructors can save money on their own insurance:
Use a specialist provider
It’s important that you use a specialist driving instructor insurance provider. This is because, as a rule, ordinary providers will not cover tuition and will also not insure cars with dual controls – an essential modification for many instructors. So specialist cover is necessary.
Look for a provider who’ll give you a replacement vehicle
For most driving instructors, their car is their lifeline. For this reason, time spent without a car is time spent losing money. So it’s always a good idea to consider an insurer who will give you a replacement vehicle if yours is damaged. Try to ensure that this replacement vehicle will also have dual controls to allow you to carry on your tuition as usual, with as few glitches as possible.
Bear in mind storage and security
As with all types of car insurance, there are a few ways to almost guarantee a price reduction when insuring your instructor vehicle. One of these is ensuring that your car is secure as possible. Fitting an immobiliser could reduce the likelihood of theft and, as a result, save you money with many insurers. The way you store your vehicle is also important; if possible, opt for a driveway or garage over simply parking the car on the road.