If you have been a courier already, then you may be well aware of the insurance requirements that come along with the business. If you are looking to venture into the industry than this may be your first time reading up on how courier insurance works. In that case this article could help inform you on how courier insurance works, and furthermore how you can save on your courier premium.
As a courier your business is essentially your van, and as such you need to make sure that you are covered appropriately. Insurance cover is legally necessary for couriers and will ensure that both yourself and the goods you carry are protected and covered.
As a courier, you will spend most of your day out on the road, and because of this, statistically you are more likely to be involved in some sort of accident, whether it’s a minor or major incident.
As well as the increased road risk, you must also take into account that your van or car may also seem attractive to thieves, because they may be able to identify that you are a courier and thus your vehicle may be more tempting to break into than the average car.
Furthermore, the most important thing to remember is that every policy is unique and so your circumstances are going to be unique. There are no set in stone insurance premiums, and premiums will vary dependant on your location, amount of no claims bonus, age and experience on the road. So with this in mind, how do you save money on your courier Insurance?
Shop around! It’s a simple answer and isn’t magic, but an incredible amount of people take the first or second quotation they are given without seeing if the price is competitive, or if other brokers can beat it.
Without ensuring drastic measures (such as moving postcode), shopping around, and knowing what you want to be covered for will go miles for helping you whittle down undesirable brokers.
Here is where we come in.
Here at Riscx Compare we do all the hard work for you, using your details, we can source the best brokers by communicating with our vast brokerage network to make sure that we can get you the most competitive quotes whilst cutting out all the nonsense. We make sure that your time isn’t wasted. Here at Riscxs we strive to maintain our fantastic reputation for providing only the most competitive brokers dependant on the details you provide.